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Yuling Zhao is a Financial Analyst at Applied Underwriters since June 2011, bringing extensive experience in financial analysis. From 2006 to 2010, Yuling Zhao served as a Research Assistant and Teaching Assistant in the Department of Economics at Vanderbilt University. Yuling Zhao holds a PhD in Economics from Vanderbilt University, obtained in 2012, an M.A. in Finance from Fudan University, earned in 2004, and a B.A. in International Finance from Jilin University, completed in 2001.