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Florence Ronaghan has a diverse background in risk management, with experience in leading organizational change and ensuring compliance with regulations. With a Bachelor's Degree in Accounting and an MBA in Finance from Manhattan College, Florence has held various positions in both Apple Bank and JPMorgan Chase & Co., showcasing their expertise in operational risk management, privacy incident handling, client complaints, and audit supervision. Their strong communication and influencing skills have made their a valuable asset in the industry.