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Humberto Carrasco Laredo is a Business Operations Analyst at Apex Clearing Corporation since September 2021, bringing extensive experience in operational compliance and risk management. Previously, Humberto held roles at Charles Schwab from January 2018 to September 2021, including Service Operations Support - Escalation Specialist, and at Mr. Cooper from April 2014 to January 2018 as a Senior Business Operations Risk and Control Analyst - FLOD Analyst II. In the latter position, responsibilities included developing and implementing compliance testing processes, overseeing Default Servicing Claims compliance, and conducting root cause analysis on processes with potential financial and legal impacts. Humberto holds a Bachelor of Science in Emergency Administration and Planning from the University of North Texas, completed in 2013.