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Stephen Kazmarek is an experienced mortgage professional currently serving as Branch Manager at American Residential Lending since March 2018, specializing in various loan products including VA, FHA, USDA, conventional, and NON QM financing options. Prior to this role, Stephen operated Genesis Consulting Corporation from 2010 to March 2018, providing hard money and private financing services for commercial entities. Additionally, Stephen held a position as Sr. Loan Officer at Destiny Mortgage from October 2014 to May 2015, where a wide array of loan products was offered, accommodating clients with credit scores as low as 580. Earlier in their career, Stephen was Vice President at Mid Atlantic Mortgage Group, LLC from October 2005 to January 2010. Education includes attendance at Southern High from 1973 to 1974.