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Julia Lobkova has extensive work experience in the field of business analysis and consulting. Julia started their career at Westpac in 2003, where they held roles as a Fraud Systems Analyst and later as a Consultant in Fraud Metrics Analysis and Reporting. In 2007, they joined Bupa Australia as a Business Analyst in Information Systems. Julia then moved to AMP in 2010, where they held various roles, including MIS Analyst, Business Performance Consultant, Business Analyst in Advice Process and Technology, and Senior Business Analyst in Projects@AMP. In 2018, Julia joined Commonwealth Bank as a Senior Business Analyst, where they were involved in the separation of CommInsure business from CBA in preparation for its sale to AIA. Currently, Julia is working at AMP as a Senior Business Analyst - Stream Lead. Their experience spans across different sectors, including banking, insurance, and financial services, and they have a strong background in process improvement, technology implementation, and project management.

Julia Lobkova has a Master's degree in Business and Technology from AGSM @ UNSW Business School, which they obtained from 2009 to 2015. Prior to that, they completed a B Commerce degree in Banking and Finance at the University of Canberra from 1998 to 2003. Julia also has a Master of Business Technology from AGSM @ UNSW Business School, although the specific dates are not provided.