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Joe Garcia has had extensive experience in the mortgage industry, holding various executive roles throughout their career. Joe most recently served as the Senior Vice President of Pricing and Trading at AmeriHome Mortgage Company, LLC, where they managed secondary marketing functions for the Retail/Consumer Direct Division. Prior to that, they worked as the Vice President of Secondary Marketing and Product Development at CalAtlantic Mortgage, Inc. In this role, they oversaw hedging, pricing, product development, investor relations, and underwriting. Joe also has experience at Countrywide, Home Savings of America, Keros-Mozilo Mortgage Bankers, and ARCS Mortgage, where they held various management positions within the secondary marketing departments. Throughout their career, Joe has demonstrated expertise in pricing, hedging, product development, investor relations, and operational oversight in the mortgage industry.

Joe Garcia attended UCLA from 1985 to 1990, where they earned a Bachelor of Science degree in Applied Mathematics.