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Robert Verhage, CBA, CCRA, is an experienced credit management professional with extensive expertise in credit and collections across various industries, including automotive and utilities. Currently serving as Credit Manager at American Plant Food Corporation since September 2018, Robert has previously held significant roles such as Owner of Rave About Auto Sales and Director of Credit & Collections at Startex Power / Constellation New Energy, where a portfolio exceeding $300 million was managed. Involvement with NACM Houston as a board member reflects a commitment to industry leadership, while earlier positions included management roles at KMS Consulting and Counterforce USA. Robert holds a Bachelor of Science in Business Administration from Saint Louis University.