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Ravi L. Bharath has a diverse work experience spanning different industries. Ravi L. began their career in 1996 at American Express as a Credit Analyst, where they analyzed financial records, compared credit histories, and compiled reports. After three years, they joined Consolidated Credit Counseling Services, Inc. as a Credit Counselor, providing financial advice and assessing clients' financial situations. In 2004, Ravi became a Mortgage Broker at Prestige Financial Group, working with lenders and borrowers to secure mortgage loans. Ravi L. then moved on to Kaplan University in 2007 as the Financial Aid & Regulatory Training Manager, where their responsibilities included identifying training needs and conducting surveys. In 2014, Ravi briefly worked as a Realtor at Signature International Real Estate. Finally, in 2016, they joined American Institutes Holdings, Inc. as the Director of Student Finance.

Ravi L. Bharath attended Hollywood Hills High School from 1989 to 1993. Following high school, they studied International Business at Palm Beach State College. Ravi L. also obtained additional certifications such as Real Estate Sales Associate from the Florida Department of Business and Professional Regulation in 2015, Financial Peace University from Christ Fellowship Church in 2014, and Six Sigma White Belt from Kaplan University in 2011.