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Caroline Cuthbert currently serves as the Treasury Management Operations Supervisor at American Community Bank & Trust, a position held since October 2023. Previous experience includes roles at Consumers Credit Union as a Senior Collector, Loss Prevention Manager, and Compliance Analyst, with responsibilities ranging from managing collections efforts to investigating suspicious account activities. Caroline also held the position of Branch Manager II at Bank of America, where branch sales goals were achieved through staff coaching and motivation. Earlier in their career, Caroline was the Assistant Vice President Retail Banking Manager at Heritage Bank of Schaumburg, overseeing a team of 15 employees and contributing to a core processor conversion. Caroline holds a Master’s degree in Elementary Education and Teaching from National Louis University and a Bachelor of Science in Social Science from Michigan State University.