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Joseph Chiariello has extensive work experience in the banking industry. Joseph began their career in 1986 as a Field Auditor at Mellon Bank. In 1987, they joined American National Bank as a Vice President and Division Head. Joseph then moved to Pioneer Bank Chicago in 1995, where they served as a Senior Vice President and Head of Commercial Lending until 1996. From 1996 to 2016, Chiariello worked at American Chartered Bank, now known as MB Financial, as a Group Senior Vice President and Shareholder. Joseph temporarily retired in 2017 during a non-compete period but returned to the banking industry in 2018 as a Director, Partner, and EVP at American Commercial Bank & Trust.

Joseph Chiariello earned a Masters of Business Administration in Finance and Accounting from the Quinlan School of Business at Loyola University Chicago from 1990 to 1992. Prior to that, they obtained a degree in Business Administration with a focus on Finance and Economics from Eastern Illinois University, where they studied from 1981 to 1985.