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Vikrant Bhagwat is a management graduate with more than 27 years of work experience in building Retail Asset Lending portfolios – both Secured and Unsecured. He spent the last 8 years being in the Micro Finance business and recently held position as Head of Business and Part of Senior Leadership Team at Suryoday Small Finance Bank Limited. His prior experience has been with LOK Capital, Cholamandalam Investment & Finance Co. Ltd., HDFC Bank and Development Credit Bank.