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Richard Schaefer is the Chief Actuary and Senior Vice President at Allstate Benefits, with a notable career at Allstate Workplace since May 1993, focusing on product development and underwriting. Prior to this role, Richard served as an actuary at Loyal American Life Insurance Company from May 1988 to May 1993. Richard completed a Bachelor of Arts in Actuarial Science, Accounting, and Corporate Finance at Drake University between 1978 and 1982.