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Kin Yoong Chan has a diverse work experience in the banking and telecommunications industries. They started their career as a Graduate Management Trainee at REDtone in 2004. They then joined Alliance Bank Malaysia Berhad as a Manager, MIS Reporting & Business Analyst, where they handled product MIS reporting and supported campaign and strategy analytics work. From 2010 to 2014, Kin Yoong Chan worked at OCBC Bank as an AVP, Credit Risk Modelling, responsible for developing and deploying scorecard and segmentation models for the Credit Card and Emerging Business portfolio. They returned to Alliance Bank in 2014 and held various roles, including Team Lead, Credit Scoring, and later became the Head of Credit Policy & Scoring, taking care of credit policy, portfolio analytics, credit scorecard development, and collateral management. In 2022, Kin Yoong Chan assumed the position of Head of Credit Policy & Data Intelligence at Alliance Bank Malaysia Berhad.

Kin Yoong Chan obtained a Bachelor of Science degree in Statistics from Universiti Kebangsaan Malaysia between 2001 and 2004. Additionally, Kin Yoong Chan has additional certifications in "Shadows of Medellín: High-stakes leadership in action" from InsideRisk and "Exerting Influence without Authority" from LeadPro Simulation.