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Zikhona Ngumbela, CFP®, serves as the Business Development Manager for IFA Distribution in Kwazulu Natal and Eastern Cape at Allan Gray Proprietary Limited since January 2016, focusing on marketing and relationship building. Ngumbela's career at Allan Gray also includes roles as Operations Consultant for life products, Training Facilitator, and various positions in the COO Office, supplemented by an internship in Operations Analytics. Prior experience includes an internship in Institutional Client Services at Sanlam Investments as part of a structured vacation work development program. Zikhona holds a Postgraduate Diploma in Financial Planning from the University of the Free State, a B.Com Hons in Business Management from the University of the Western Cape, and a Bachelor of Business Administration in Entrepreneurial Leadership from TSIBA. Early education includes a National Higher Certificate in Commerce from Sinethemba High School.