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Michael Nielsen is an accomplished professional with extensive experience in risk management and commercial underwriting, holding the position of Markedschef at AL Finans A/S since August 2022. Previously, Michael served as a key member of the European Works Council for Allianz SE, representing Allianz Trade and Allianz in the Nordic and Baltic regions from October 2018 to August 2022. Michael's career includes roles as Senior Commercial Underwriter and Business Development Manager at Allianz Trade i Danmark, with a strong focus on helping businesses enhance their debtor risk management strategies. Michael's entrepreneurial spirit led to the founding of ADD V from 2014 to June 2016, and prior experience includes positions as Sales Manager at Lindorff Danmark A/S and Relationship Manager at Dun & Bradstreet Danmark A/S. Michael's career began in the banking sector at LÃ¥n & Spar, and academic credentials include studies at Copenhagen Business School and Vordingborg Handelsskole.