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Mohammad Nehal Ghous Siddiqui currently serves as the Manager of Budgeting & Reporting at Al Baraka Bank Pakistan Ltd. since January 2023. Prior experience includes the role of Assistant Manager at LOLC Microfinance Bank Limited from March 2020 to January 2023 and Accounts Manager at Young Enterprise from April 2016 to February 2020, where responsibilities included managing E-commerce business aspects and vendor procurement reporting. Previously, Mohammad held the position of Accountant at Civilizations Pvt Limited from October 2013 to March 2016, focusing on sales invoice preparation and accounts filing. Educational qualifications encompass an MBA in Finance and an MPhil in Finance and Financial Management Services from Iqra University, along with an MBA in Supply Chain Management, a Bachelor's degree in Accounts and Finance from Karachi University, and ongoing studies at the Institute of Cost and Management Accountants of Pakistan.