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Niko Aalto has extensive experience in financial services and management, currently serving as Credit Manager and previously as Sales Manager at Aktia since February 2018. Prior to Aktia, Niko held the position of Finance Manager at Finance Link Oy, where responsibilities included B2B sales related to factoring financing and cash management. Earlier roles include Assistant Company Manager at Svenska Handelsbanken, Customer Service Manager at Someron Säästöpankki, and Financial Expert at Danske Bank. Niko began a career in law enforcement as a Police Officer with the Police of Finland. Niko holds a degree in Business Administration and Management from Turku Polytechnic and a degree as a Senior Constable from the Police University College.