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Refaat Kassem is a seasoned professional with diverse experience spanning finance, law, and public service. Currently serving as a Senior Financial Associate at Experior Financial Group and a Mortgage Agent at AKAL Mortgages Inc., Refaat has also been self-employed as a Sales and Marketing Specialist since 2018. Prior experience includes roles as an Advisor at Sun Life Financial and a Lawyer in Alexandria, Egypt, alongside significant positions in law enforcement and human rights with the United Nations. Refaat holds multiple diplomas and certificates in Marketing, Business Administration, Information Technology, and Banking from renowned institutions, demonstrating a commitment to continuous professional development.