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Mohammad Usman is a seasoned Business Analyst with extensive experience in driving transformation and change projects aimed at reducing risk and enhancing efficiency. Currently at AJ Bell since February 2021, Mohammad previously held significant roles at BNY Mellon from 2010 to 2020, including Business Analyst, Project Lead, Fund Analyst, and Fund Oversight Analyst. Additional experience includes positions as Financial Analyst at Lancashire Farm and Accounts Assistant at West Yorkshire Accountancy Services Ltd. Mohammad's career began as a Financial Assistant at Co-op Insurance. Holding an ACCA qualification, Mohammad also earned a BA (Hons) in Accounting and Finance from The Manchester Metropolitan University.