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Julie Conroy serves as the Head of Risk Insights & Advisory and covers fraud, data security, anti-money laundering, and compliance issues.

Julie brings to Aite-Novarica more than a decade of hands-on product management experience working with financial institutions, payments processors, and risk management companies. She spent a number of years as Vice President of Product Solutions with Early Warning Services, where she managed a suite of fraud-prevention services that provided clients with more than US$1 billion per year in loss avoidance. Under Julie's leadership, Early Warning launched multiple new solutions to successfully detect and prevent fraud; further, Julie was a key member of the team that facilitated the spin-off of Early Warning Services from First Data Corporation to Bank of America, JPMorgan Chase, Wells Fargo, and BB&T. She also led operational process improvements for NextCard, identifying points of compromise and implementing solutions to reduce fraud and operational expenses. She began her career as a Research Analyst at E-Offering, where she analyzed online financial services and risk management firms.

Julie has presented at numerous conferences, including Money 20/20, NACHA, MasterCard Global Risk Symposium, and various vendor user conferences. She has been quoted in numerous media outlets, including The Wall Street Journal, U.S. News and World Report, American Banker, SmartMoney, and NPR.

Julie holds an M.A. in International Policy from the Monterey Institute of International Studies and a B.A. in Business Administration from the Michigan State University Honors College, and she is fluent in Spanish.