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David HESPEL is a versatile professional with extensive experience in life insurance, banking, and free diving instruction. Currently serving as a Life Product Expert at BNP Paribas Fortis and an Expert Life Insurance Entrepreneur at AG Insurance since July 2019, David specializes in group insurance systems for executives and human risk optimization. Additionally, as a Free Diving International Instructor with AIDA International and founder of Apnaya, David combines a lifelong passion for water sports with teaching on the balance between breath and freedom. David co-founded Formyfit from 2015 to June 2019 and held various roles at BNP Paribas, including Branch Manager and Director of Partnerships & Business Development. David's academic background includes multiple certifications from esteemed institutions such as UMONS, INSEAD, and HEC Paris, alongside specialized training in coaching and personal development.