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Julia Berkowitz is an experienced professional in the health insurance and financial services sectors, currently serving as Head of Overseas Health Cover and previously as Senior Strategy Manager at AIA Australia since October 2017. Julia has a strong background in product development, analytics, and strategic initiatives, having been seconded by Discovery to contribute to the launch of myOwn Health, a new health insurance provider. Prior roles include Divisional Manager of Product Development at Vitality Group Inc. and various managerial positions at Discovery Limited, where analytical and marketing expertise was leveraged for product launches and sales strategies. Julia's career began at Standard Bank Group, where insightful understanding of banking operations was developed through a graduate program and subsequent role in credit derivatives. Educational qualifications include a Bachelor of Science in Mathematics and Statistics and an Honours degree in Advanced Mathematics of Finance from the University of the Witwatersrand. Key skills encompass analytics, mathematical modeling, and problem-solving.