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John Culbreth joined the AgAmerica Lending team in December 2018. He is the Chief Accounting Officer, overseeing the treasury functions and operating budget within the company. John earned a Master of Business Administration in Finance and bachelor’s in accounting at the University of Tennessee in Chattanooga. He is also a Certified Public Accountant.

John brings more than 26 years of experience in accounting and financing. He spent nearly 21 years with Ditech Holding Corporation (f/k/a Walter Investment Management Corporation). The constant evolution of the company gave John the opportunity to manage a broad spectrum of responsibilities for the publicly traded independent servicer and originator of residential mortgage loans. Some of these responsibilities included corporate accounting functions, captive reinsurance accounting, and balance sheet loan accounting. He managed fund accounting for the company’s capital partner and centralized shared services accounting functions.

Prior to Ditech, John was an Internal Auditor promoted to Controller at Jim Walter Homes—one of the largest national on-your-lot home building companies. He managed an array of accounting functions including forecasts, metrics, statistics, and strategic planning. He uses his extensive experience in the finance world at AgAmerica to develop more robust internal reporting strategies, further automate financial processes, and perform upgrades to the accounting system.