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Hock Khim Ong, Derek is currently the VP-Policy Review Group Credit Risk Management at Affin Bank Group. Previously, Derek held various management positions at Hong Leong Bank Berhad, Industrial and Commercial Bank of China, AmBank Berhad, and CIMB. Derek holds a degree in Business Administration, International Business from University Putra Malaysia and is a Chartered Banker from The Chartered Banker Institute. Derek's responsibilities at Affin Bank Group include developing and reviewing Group Credit Risk Policies, conducting credit risk assessments, and assisting in training credit risk policy users.