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Ray Black has over 20 years of work experience in various executive roles in the finance and marketing sectors. Ray served as the EVP and Chief Operating Officer at Advia Credit Union, where they achieved significant growth in assets, loans, deposits, and members. Prior to that, they were the VP of Marketing, Public Relations & Remote Delivery Channels at Genisys Credit Union, where they led a successful rebranding and implemented initiatives that boosted mobile adoption, loan applications, and membership growth. Ray also served as the Chief Marketing Officer and SVP Retail Delivery at Community Choice Credit Union, where they achieved a 390% increase in net income and a 78% increase in loan production. Ray has a strong background in analytics, product management, digital marketing, and community relations. Additionally, Ray has experience in project management, strategic partnerships, and managing Fortune 500 clients.

Ray Black has a Master of Business Administration (MBA) degree in Integrative Management from Michigan State University - Eli Broad College of Business. Ray also holds a Bachelor of Arts (BA) degree in Economics and Business Administration from Kalamazoo College. The start and end years of their education are not specified.