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Fernando Honorio da Silva is an experienced financial analyst with a strong background in credit and collections, having held the position of Analista de Credito e Cobrança PL at ADS Tigre do Brasil since December 2021. Prior roles include significant positions at RICLAN S/A and Banco Paulista S.A., where responsibilities encompassed bank reconciliations, credit evaluations, and financial reporting. Fernando has been involved in the preparation of mandatory reports and strategic financial planning in various capacities across several financial institutions, demonstrating expertise in both managerial and control analysis. Fernando holds an MBA in Finanças e Controladoria from USP/Esalq and degrees in Ciências Contábeis and Ciências Econômicas from FACULDADE FIPECAFI and Pontifícia Universidade Católica de São Paulo, respectively.