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Nicholas Jones is a seasoned professional with extensive experience in credit risk, pricing, and statistical analysis. Currently serving as Head of Credit Risk & Pricing (Mortgages) and Head of Customer Fulfilment at Admiral Money since October 2017, Nicholas oversees various aspects of customer onboarding and strategic projects related to fraud and affordability. Prior roles include Credit Risk Manager at Buy As You View and Credit Risk & Analytics Manager at Bank of Ireland. Additional experience encompasses positions as Senior Risk Analyst at Lloyds Banking Group and roles at Admiral Group plc and Tata Steel. Nicholas holds an MSc in Operational Research, Applied Statistics & Risk and a BSc in Mathematics, Statistics & Operational Research from Cardiff University.