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Vijay Mahantesh Malagar's work experience includes serving as the Head of Risk Containment Unit at Adani Capital since August 2021. Prior to that, they worked at Fullerton India Credit Company Ltd., where they held the position of Vice President in the Fraud Control Unit from April 2019 to August 2021. Vijay Mahantesh also served as the Regional Manager in the Fraud Control Unit for the South and East regions from December 2010 to August 2021. Before joining Fullerton India, Vijay worked at eServe as a Manager in Fraud Risk Management from 2007 to 2010.

Vijay Mahantesh Malagar completed their Master of Business Administration (MBA) degree in Marketing/Finance from Karnataka University, Dharawad, from 2000 to 2002. Later, they pursued a Bachelor of Laws (LLB) degree in Banking and Insurance from Karnataka Jobs and Careers India, from an unspecified start year to 2017.