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Srinivas Pamarthi is an experienced finance professional currently serving as Area Credit Manager at Adani Capital since October 2021. Prior to this role, Srinivas held the position of Credit Manager at ICICI Bank, where responsibilities included managing teams focused on mortgage, tractor, and agriculture loans from September 2016 to October 2021. Previous experience includes serving as Credit Manager at Kotak Mahindra Bank, overseeing sales and operations from June 2013 to September 2016, and functioning as Assistant Manager at Karvy Finance Ltd, responsible for credit checks, audits, and collections from November 2010 to June 2013. Additionally, Srinivas served as Branch Head at Manappuram Finance Ltd from October 2009 to November 2010, managing operational activities and loan sanctions. Educational qualifications include a Master of Business Administration (M.B.A.) in Finance and Marketing from Kodada Nalgonda District (2007-2009) and a Bachelor of Commerce (B.Com.) in Commerce from Nuzvid Krishna District (2004-2007).