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Tom S. has a broad range of work experience in the banking and finance industry. Tom started their career in 1993 at American Savings Bank, where they worked as an Assistant Vice President in the Branch Operations Department for over a decade. Tom then joined Bank of Hawaii as a VP of Deposit Maintenance before moving to Territorial Savings Bank as VP of Branch Operations. Tom later joined Hawaii National Bank as the Director of Deposit Operations and BSA/OFAC & Deposit Compliance Officer. Tom also worked as a Principal Consultant at Jupiter Compliance, specializing in BSA/AML, OFAC, and other deposit-related regulations. Tom's most recent role was at Hilton Grand Vacations, where they served as the Manager of Portfolio Services, overseeing their collection agency's operations. Tom then joined HawaiiUSA Federal Credit Union as the Director of Compliance/BSA Officer and currently holds the role of VP BSA & OFAC Officer at ACNB Bank.

Tom S. has studied Economics at the University of Hawaii at Manoa. Additionally, they hold a certification in CAMS from the Association of Certified Anti-Money Laundering Specialists. No further information is provided regarding the specific years of education or when the CAMS certification was obtained.