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Emiel Welling is a seasoned finance professional with extensive experience in financial risk management, particularly in the banking sector. Currently serving as a Senior Employee in Financial Risk Management at Achmea Bank since September 2010, Welling specializes in ALM banking, pricing, interest rate and currency risk, hedge accounting, modeling, policy, reporting, and governance. Prior to this role, experience includes a position as a specialist in pricing life insurance at SNS Reaal from 2006 to October 2010, and various roles at SNS Reaal group from 1999 to 2006, focusing on ALM in both banking and insurance. Earlier career experience includes working as a risk manager at KAS BANK N.V. from September 1997 to March 1999. Welling's educational background includes studies at Tilburg University and the University of Amsterdam.