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Ilma Gauhar is a seasoned financial professional with extensive experience in relationship management, currently serving as a Senior Relationship Manager-Priority at ADIB - Abu Dhabi Islamic Bank since August 2017. Prior to this role, Ilma held the position of Senior Relationship Manager for Rak Elite/Private Banking at RAKBANK from July 2013 to July 2017 and worked as a Senior Relationship Manager at HDFC Bank from August 2010 to July 2013, specializing in advising Ultra High Net Worth Individuals on banking solutions and investment strategies. Ilma holds a Master of Science in Biochemistry from Jamia Millia Islamia and a Bachelor’s degree in Chemistry from Aligarh Muslim University, alongside certifications in Wealth & Investment Management from the Chartered Institute for Securities & Investment, which include the Level 3 Certificate and Level 1 Introduction to Investments.