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Daffer Luqman has a extensive work experience in the banking industry. Daffer started their career at SABB in 1990, where they held various senior assignments within the Retail Banking Group until 2005. Following that, they joined HSBC Retail Banking and Wealth Management as the Head of Distribution from 2005 to 2007. Daffer then moved to Dubai Islamic Bank and served as the Head of Retail Banking from 2007 to 2009. In 2010, Luqman joined ADIB - Abu Dhabi Islamic Bank as the Head of Strategy & Product Management, and later became the Global Head in 2013. Currently, they are working at Credit Suisse as the Managing Director since 2023.

Daffer Luqman has obtained an ordinary degree in Business Finance from Kingston University. Additionally, they have pursued a Post Graduate Degree in Management Studies from Middlesex University. The specific start and end years for their education are not provided.