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Tjandra Gunawan has extensive experience in finance and analytical roles, currently serving as VP and Head of MI & Financial Control at ABN AMRO since September 2004, while also holding a similar position at The Royal Bank of Scotland Group in Indonesia. Prior to these roles, Tjandra was AVP and Head of Corporate Planning & Budgeting at Bank Commonwealth, where responsibilities included establishing the Corporate Planning & Budgeting Unit and developing financial forecasts. Tjandra's earlier experiences also include serving as GM Finance & Treasury at PT Asuransi Allianz Life Indonesia, Manager of Head Office Reporting & Analyst at Citibank, and Supervisor in the Audit division at KPMG Siddharta Siddharta & Harsono. Tjandra graduated from Universitas Tarumanagara in 1996.