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Binoy Mularickal has vast experience in product development and project management within the financial institutions industry. Binoy currently holds the position of Director of Custom Application Development at Aareal Bank AG, focusing on designing and deploying software applications tailored for the bank. Prior to this, Binoy has held various roles at Capgemini and Commerzbank AG, demonstrating their expertise in managing portfolios of applications and strategic projects. Binoy has completed both a Master's and Bachelor's degree in Information Management from the University of Koblenz and Landau.