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Antonio J. is an accomplished finance professional with extensive experience in credit risk management and analysis within the real estate and reinsurance sectors. Currently serving as a Senior Credit Risk Manager at Aareal Bank since January 2022, Antonio J. specializes in financing transactions related to various real estate assets. Prior roles include Reinsurance Underwriter of Credit and Surety at R+V Reinsurance, where responsibilities encompassed risk assessment and business portfolio growth for the Spanish market. Earlier career positions involved credit risk analysis at Aareal Bank, Clayton Euro Risk, Indra, and Banco Santander, where Antonio J. developed expertise in evaluating creditworthiness and managing risk across diverse financial products. Educational qualifications include a Certified European Financial Analyst designation and a Master’s degree in Business Administration from Universidad de Sevilla.