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Joao Monteiro is the founder of CarteiraX, a fintech investment settlement bank focused on providing innovative technology solutions for financial products and services. With experience in various roles in the financial industry, Joao is also the founder of 4xc.com, a platform that emphasizes client success through technology innovation and exceptional customer service. Additionally, Joao founded Geomatrix Holdings, a company offering custom digital solutions for international brands. With a Master of Business Administration and a Cysec Advanced Certificate in Financial Services, Joao is dedicated to revolutionizing the financial industry through cutting-edge technology and business strategies.