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Natalja Perhova has extensive experience in the banking and finance industry. Natalja began their career in 2002 as Head of Lending and Member of the Management Board at Rietumu Banka, where they were also the Head of the Trade Finance Department from 1996 to 2002. In 2018, they moved to East-West United Bank S.A. (EWUB) as Trade Finance Director in Transactional Banking. Currently, they are Chief Conducting Officer and Trade Finance Director at 3S Money, an online banking service for cross-border businesses.

Natalja Perhova obtained their Master of Business Administration - MBA from Riga Business School in 2000. Natalja also holds a Bachelor of Arts (B.A.) from Latvijas Universitate. In November 2022, they will receive a Change Management Certificate from Luxembourg School of Business.