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Carlos Liang is a skilled finance professional with extensive experience in credit risk analysis and management. Currently serving as a Credit Risk Analyst at 3Degrees Group, Inc., Carlos focuses on counterparty credit risk evaluation and credit risk framework development. Previously, as a Senior Credit Risk Analyst at Credibility Capital Inc., Carlos played a pivotal role in increasing company lending by 168% in 2022 while managing a team and providing training. Carlos' background includes positions at Worldpay, where responsibilities included evaluating merchant accounts and deal structuring, and Synovus, where credit analysis and underwriting for commercial loans were paramount. Early in their career, Carlos served as a Bank Teller at Bank of America, where exceptional customer service and fraud risk identification were key contributions. Carlos holds a Master of Science in Finance and a Bachelor of Business Administration in Actuarial Science from Georgia State University.