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Karl Stoebich has extensive experience in management and leadership within the IT and banking sectors, currently serving as ³Ò±ð²õ³¦³ó?´Ú³Ù²õ´Ú¨¹³ó°ù±ð°ù at 3 Banken IT GmbH since February 2018. Prior to this role, Karl held various positions at 3 Banken EDV from January 2006 to February 2018, including ³Ò±ð²õ³¦³ó?´Ú³Ù²õ´Ú¨¹³ó°ù±ð°ù/CEO, Head of Foreign Markets, and Payment Solutions. Karl¡¯s career began at Oberbank, where the focus was also on Payment Solutions from September 1994 to December 2005. In terms of education, Karl obtained an MBA in General Management from LIMAK between 2011 and 2013 and attended Emory University - Goizueta Business School in 2012.