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Meghan Watkins has a diverse work experience, starting in 2008 as a Finance Intern at Salo LLC. Meghan then worked at CITIZENS STATE BANK as a Credit Analyst from 2009 to 2012, and later became a Senior Credit Analyst until 2014. From 2014 to 2018, they worked at Anchor Bank, N.A. as a Senior Credit Analyst and later as a Senior Credit Analyst II. Meghan then joined Old National Bank as a Portfolio Manager III from 2018 to 2020. Currently, they are employed at 21st Century Bank, where they initially served as an SVP Credit Manager starting in 2020, and is now the Chief Credit Officer from January 2023 onwards.

Meghan Watkins earned their Bachelor's degree in Accounting from the University of Wisconsin-River Falls from 2005 to 2008.