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Bhalchandra Prabhu has held various roles over the span of their work experience. Bhalchandra started as an Executive Assistant at BOI Shareholding Ltd. in 1992 and later worked as a Senior Officer at Deutsche Bank AG. Bhalchandra then served as the Head Custody Operations at ABN AMRO Bank N.V. before transitioning to a role as AVP - Custody at Citibank N.A. in 2004. In 2006, they joined Benchmark Asset Management Company Pvt. Ltd. as Senior Vice President Operations. Bhalchandra subsequently worked at Goldman Sachs as an Executive Director Operations from 2011 to 2016. After that, they held the position of National lead ETF operations at Reliance Mutual Fund from 2016 to 2020. Currently, they are serving as the Chief Operating Officer at 1Pay.

Bhalchandra Prabhu obtained a BGL degree in Law from NEW Law Collage during the period of 1991-1992. Prior to that, they completed their Commerce graduation from R A Podar College of Commerce and Economics, Mumbai from 1985-1990. Bhalchandra attended KMS Dr Shirokar High School from 1973-1985. No degree or field of study is specified for their high school education.