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Royston Fernandez Goh has extensive experience in the insurance industry, currently serving as a Property Underwriter and Assistant Manager at Zurich Insurance since March 2015, where responsibilities include managing operations for the APAC region and overseeing a team of five. Previously, Royston held roles such as Senior Underwriting Services Executive and Underwriting Services Executive, focusing on training and supporting underwriting processes across various lines of business. Prior to Zurich, Royston worked at AXA Insurance Company as an Underwriting Assistant and AIG as a Senior Associate Customer Service, handling policy issuance and stakeholder communications. Early career experience includes a role as a Client Service Executive at AWG Insurance Brokers Pte Ltd, focusing on motor insurance and related inquiries.