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Richard Goulding is a board member at Zopa, a previous company. Richard has also worked at Citi as an independent non-executive director from February 2016 to January 2021. There, they chaired the board risk committee and was a member of the audit and renumeration & nomination committees - Citigroup Global Markets Limited. Prior to that, they worked at Standard Chartered Bank from November 2002 to December 2015 as the group chief risk officer and director.

Richard Goulding has a Bachelor of Commerce in Accounting and Finance from the University of KwaZulu-Natal. Richard also has an Honours Post-Graduate Degree in Accounting and Finance from the same school.