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Stefan Ratchev started their work experience in 2004 as a Summer Student at Teranet Inc. Stefan then worked as a Cutco Sales Professional at Vector Marketing from 2007 to 2008. From 2008 to 2011, Stefan worked as an ASP.NET Developer at Newspaper Group Bulgaria. In 2011, they joined Trinity Mirror Digital Property as an ASP.NET Developer. Later, Stefan worked at OneBit Software as a .NET Developer from 2011 to 2013, and then as the Head of Web & App Development from 2014 to 2015. From 2015 to 2017, they served as the Software Development Lead .NET at MentorMate Bulgaria. Currently, Stefan is the CTO at ZonGuru, and they started this role in December 2017.

Stefan Ratchev obtained their BA degree in International Economics and Business from York University, where they studied from 2004 to 2008. Stefan later pursued further education at The University of Sheffield, completing their MSc degree in Business Management and Technology from 2010 to 2012.