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Efrain Soto is an established finance professional with extensive experience in corporate banking and structured finance. Currently serving as the Head of Portfolio Management - Director at Zions Capital Markets since February 2018, Efrain oversees the underwriting and risk management of a portfolio exceeding $1.5 billion. Prior roles include Sr. Relationship Manager at Zions Bancorporation, Vice President at MUFG in the Americas, and Assistant Vice President at Union Bank, where responsibilities encompassed project finance and portfolio management. Efrain commenced a career in finance through a Corporate Credit Training Program at Union Bank and gained early experience as a Commercial Banking Intern at Wells Fargo. Efrain holds a Bachelor of Science degree in Business Administration-Finance from the USC Marshall School of Business.