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Manoj Machiraju is an experienced Senior Product Manager currently with Zeta since July 2024, after a brief tenure as Director of Product Management at Paytm, focusing on the lending vertical. Previously, Manoj held the role of Senior Product Manager at Zeta from June 2021 to January 2024, contributing to the redevelopment of HDFC Bank's PayZapp and managing various payment solutions. Prior experience includes serving as Product Manager II at NiYO, where the development of a digital banking product catering to blue-collar customers was a key achievement, and as Product Manager at Mahindra Comviva, managing multiple product releases and improving revenue and customer satisfaction. Earlier roles include an internship at EKKI Group and a Project Engineer position at Wipro Technologies, providing application support for Novartis. Manoj holds a Post Graduate Programme in Management from the Indian Institute of Management, Lucknow, and a B.Tech in Electronics & Communication Engineering from Sri Venkateswara University.