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Payal Jagtap is a skilled software developer with a strong background in backend development and IoT applications. Currently employed at Bank of America as a Java Backend Developer since February 2022, Payal has contributed to various payment initiation components. Prior experience at Tata Consultancy Services from July 2019 to February 2022 as a System Engineer focused on developing scalable IoT applications, demonstrating leadership and mentorship abilities. Earlier, as a Senior Software Developer at INDTRACK TECHNOLOGY PRIVATE LIMITED from March 2017 to July 2019, Payal specialized in GIS solutions and advanced map application development. Payal holds a Bachelor of Engineering (B.E.) degree in Electronic and Telecommunication from G.H. Raisoni College of Engineering, completed in 2015.