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Mr. Cleland, a highly proficient international banker, has worked for over 20 years in Asia and the Pacific. He possesses extensive experience in Financial Services in the areas of Banking, Operations, Technology, Digital, Property & Enterprise Services and Major Transformation. Working as an Executive General Manager at National Australia Bank (NAB), he has spent the past seven years working in Singapore and Australia. Mr. Cleland led the development, execution and implementation of the NAB Business Bank strategy by redefining Relationship Banking at Australia’s largest business bank, delivering an end-to-end operating model to enhance and grow the customer value proposition. Prior to NAB, Mr. Cleland worked at ANZ for 30 years in various roles, including as founding CEO of ANZ Royal in Cambodia. With more than 35 years of banking experience, he brings unique international banking expertise and leadership to Yoma Bank.