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David Cramm is a seasoned professional in the mortgage industry, currently serving as a Senior Mortgage Loan Officer at Xpert Home Lending, Inc. since February 2024. With over a decade of experience, David has held senior positions at NFM Lending and Home Mortgage Alliance, where a focus on enhancing the home buying experience has been a priority. Previous roles include Mortgage Lending Officer at Dickinson Financial Corporation, Branch Manager at Axia Home Loans, and Colorado Mortgage Manager at KeyBank, among others. David's expertise encompasses sales leadership, marketing development, and client relationship management, complemented by a Bachelor's Degree in International Business from the University of Colorado Denver.